Wednesday, July 18, 2007

Cash, Debit Card or Credit Card?


Hi again...
Today I will write about Cash, Debit Card or Credit Card. I think that is a very good topic. Because actually many people do not know if the cash is better than credit card or debit card or no.
In my personal opinion I believe that cash is better than card. Because cash it is always available in your pockets. Using cash you can be will not worry. Because after your purchase you do not have that to think nothing about your bills (money). With credit card you have to pay after much money, because you do not have controled your money. With cash you do not have to pay more money. With credit card you spend more money than your budget. Other option is to use debit card, with this option you only spend your own money. For example I use cash or debit card it is better for me. I do not have credit card. Cash is safer because if you lose your credit card, you have to call your company, cancel your card and to wait your next card. I think that it is annoying. Finally, I recomend you that to use cash or debit card and you will be not worried about money, and will not spend more that you have.

Wednesday, July 11, 2007

Bartering


What is bartering?

Bartering is an exchange, is when you change something for another something. Bartering is a trade.


Why did the bartering begin?

I think that it began by the necessity to save money. In this moment all the things are much more expensive than ten years ago. For that reason is convenient to do bartering, and at the same time to save money and to get the things that we wished.


Do I have barter network in my community?

I do not have bartering in my community but I think that it would be a good idea because all the people need some things. Also it is a way to save money. Also is a form to know new people.


Do I prefer to save my money or spend my money?

I prefer to save my money because it is very important for me to always have money. When I need something or I have an emergency it is too hard not to have money in that moment. For this reason I do not use credit card, only debit, because it is too hard to pay each month much money.


Do I have some other form to save my money?

Really I do not know if I have a for to save my money, but what I do is buy in especial stores. For example in Outlets or in thrift stores. The clothes are very cheap and you can find many brands. Also you have to know to choose your cloth very well because sometimes is old the fashion, but going to outlet is a good form to save money and get good clothes.

Sunday, July 8, 2007

My first week!!
My arrival in Toronto was very difficult for me because the flight lost my baggage in Detroit. Luckily on the following day they found it. Later all went well. Now I am very happy because my first week in York was very good. I met many people this week in my classroom. I have classmates from different parts of the world. My teacher is a good person and my classmates are very nice. I have learned many things very fast. I feel that everything went well.I am very surprised because my city does not have subway. It is the first time that I travel in subway. It was a great experience. Also I am worried because here the food is very different from in Mexico. In Toronto the people eat hamburgers, hot dogs and pasta, and that food makes people easily. Just I hope not to arrive more fat to my house. Ok I believe that for today is enough. Best Regards!! Bye

Friday, July 6, 2007

Introduce myself

Hi :)
My name is Grecia, I am from Mexico,
I am 20 years old,
I study Business Management in Monterrey.
Is the first time that I go out to Mexico for study English,
I really hope to learn to speak English very well.